3 ways to find cheap student loans A few smart moves now can make college loans especially affordable Start with the feds: The first step to getting federal loans: Fill out the Free Application for Federal Student Aid. All full-time students who complete a FAFSA can borrow at least $5,500 a year through the Stafford student loan program. Students whose parents have bad credit can get Stafford loans of up to $9,500 to $12,500, depending on their year in college.
Lowering the drinking age Most people see underage binge drinking as a problem. But what if the solution was lowering the drinking age to 18?